Life Insurance Advice

Whether you are a young single or managing a busy family, having the right insurance provides great peace of mind.  What ever you’re trying to protect in life, there’s a solution to match.

How we can help:

Life Insurance

With the right amount of life insurance you can feel safe knowing that your loved ones will be looked after financially if you were to die or become terminally ill.

Total & Permanent Disability Insurance (TPD)

TPD  cover provides you with a lump sum payment if you become disabled and you are unable to ever work again.  Having a financial safety net in the event of a disability can help ensure that you and your family are provided for during this difficult time.

Trauma Insurance

Trauma insurance provides you with a lump sum payment if you’re diagnosed with a specified medical condition or serious injury, or undergo a medical procedure outlined in your policy.  This can include heart attack, major organ transplant, cancer or stroke, just to name a few.

Income Protection Insurance

Income protection insurance pays a monthly benefit of up to 75% of your regular income, if you’re unable to work due to sickness or injury.  This policy will pay you a benefit until you are able to return to work or for the agreed period of time – which ever is sooner.

Business Expense Insurance

Business Expense Insurance covers your business costs if you can’t work due to sickness or injury. Business Expenses Insurance is similar to Income Protection Insurance, but it’s designed specifically for business owners.

To discuss all your Insurance needs please contact one of our qualified Financial Advisers at Poynter Hargraves on
1300 797 710.